PayPal hisobi bloklanganmi? Yechim shu yerda!

PayPal Title haqida bilishingiz kerak bo'lgan 6 ta asosiy nuqta:

1. Nima uchun transchegaraviy sarlavha to'lqini-tez-tez sahnalashtiriladi?

In fact, PayPal's large-scale account blocking event began in March this year. It should be on March 26. PayPal carried out a wave of large-scale account blocking and also imposed high fines on the blocked illegal accounts. Later, it was probably silent for two weeks. Everyone thought that the title tide had passed, but it came again recently.

Shu sababli, ko'pchilik Amazonning oldingi sarlavhalari ham to'lqindan keyin to'lqinlanayotgan deb o'ylashadi, jumladan, yaqinda TikTok do'konining qattiq do'kon auditi, ilgari ochilgan ko'plab TikTok do'konlari, shuningdek, hamma joyda mavjud FB sarlavhalari va Google unvonlari muhrlangan.

The title rules of these major platforms have always existed, but there are large-scale actions every once in a while. For example, our country's anti-fraud regulations have always existed, and relevant departments have been detecting some fraud cases. However, in the past two years, the country has vigorously promoted anti-fraud apps and destroyed many fraud groups on a large scale, which is the same logic as the title wave.

Umuman olganda, uni ikki jihatdan tahlil qilish mumkin: biri ichki talab nuqtai nazaridan, ikkinchisiga esa butun bozorning tashqi muhiti ta'sir qiladi.

In terms of PayPal Title tide, domestic demand is that PayPal itself needs to be responsible for its C-end customers, that is, those consumers who use PayPal wallet, because PayPal has always focused on the interests of consumers, that is, the interests of buyers. Only by doing a good job in the services of buyers can PayPal benefit from the long-term development of the company. This logic should be well understood. Just like being an independent station, it must also focus on customers. Doing a good job in customer service is of great significance to consumers' repurchase, brand reputation, as well as the financing and listing of Companies in the future.

From the perspective of the external environment, it can be considered that the scale of merchants in independent stations is expanding, resulting in the complexity of the whole market. Dating back to the time when the first batch of independent station sellers began to do the overseas market, PayPal cash withdrawal was paid in real-time at that time, but many sellers began to play with a series of operations, such as wrong goods, false delivery, empty package and so on, which led to PayPal's audit becoming more and more strict until the current set of rules and conditions were improved. If there were violations, they would be sealed and fined.

Endi mustaqil stantsiyalar qiladigan sotuvchilar orasida ushbu noqonuniy biznes bilan shug'ullanadigan sotuvchilar hali ham ko'p. Oldingi Amazon nomi tufayli ko'plab sotuvchilar mustaqil stantsiyalarga aylana boshladilar. Bundan tashqari, dengizga boradigan mustaqil stantsiya brendi ham so'nggi yillarda juda ko'p reklama va ta'sirga ega bo'ldi, shu jumladan hukumat siyosati tomonidan qo'llab-quvvatlandi. Mustaqil stantsiya nima ekanligini va mustaqil stantsiya juda moslashuvchan va bepul ekanligini tobora ko'proq odamlar biladi. Platforma nazoratisiz ko'proq odamlar mustaqil stantsiyalardir. Ular orasida kulrang sanoat bilan shug'ullanayotgan yoki taqlid mahsulot yetkazib bermasdan iste'molchilar manfaatlarini buzadigan sotuvchilar ko'p bo'lishi kerak. Shu sababli, PayPal ham ushbu bozor muhitiga o'z javobini berdi.

Different from Amazon's title, Amazon's title is launched on the grounds of bill swiping, mainly to crack down on some unfair competition behaviors of sellers. The PayPal title of the independent station is mainly to crack down on the behavior of sellers cheating consumers.

So'nggi paytlarda ko'pchilikning e'tiborini tortgan TikTok nomi ham xuddi shunday. Bu, asosan, sotuvchilarning ayrim firibgarliklariga qarshi kurashishdir. Noto'g'ri etkazib berish, noto'g'ri tovarlar, taqlid brendlar, virtual mahsulotlar va boshqalar.

2. Sotuvchining qanday xatti-harakatlari yopilishiga olib kelishi mumkin?

Men sizga PayPal'ning tegishli qoidalarini batafsil o'qib chiqishni va sizga umumiy va umumiy bo'lganlarini aytib berishni taklif qilaman.

1) Too many customer complaints: as mentioned earlier, PayPal attaches importance to the protection of buyers' rights and interests, and too many customer complaints and disputes will be sealed.

2) Printsipial jihatdan ba'zi muammolar: masalan, huquqbuzarlik, taqlid yoki soxta sotish. Bunday holda, mijozlar PayPal-ga pulni qaytarish yoki shikoyat qilishni boshlaydilar. Mijozlarga nisbatan nizo bo'lmasa ham, PayPal uni topguncha Paypal muhrlanadi.

Xususan, agar PayPal toʻlov mahsuloti nomida LV, Nike va Gucci kabi koʻp sonli brend soʻzlari paydo boʻlsa va ular juda arzonga sotilsa, avtorizatsiyaga ega boʻlish mumkin emasligi aniq. Bir qarashda ular soxta.

3) Proksi-server yordamida tizimga kiring: ya'ni siz narvon yordamida aniqlangansiz. Paypal buni juda xavfli xatti-harakatlar deb hisoblaydi va odatda hisobni ma'lum muddatga bloklaydi.

4) PayPal account is associated: This is judged by PayPal's system, but it is still judged manually when it is actually frozen. The ways for the system to judge the association generally include that you frequently log in to different accounts on the same computer / log in to different accounts on the same IP / several PayPal accounts frequently receive remittances from the same person.

Bog'langan hisoblar qaysi hisoblar qaysi sub'ektga tegishli ekanligini kuzatishi mumkin, shuning uchun nima uchun ko'p odamlar hisoblari muzlatilganidan keyin yangi hisoblar ochadi va keyin ularni ishlatishdan oldin muzlatib qo'yadi. Shunday qilib, agar siz PayPal-ni sobit qurilma va IP bilan ro'yxatdan o'tkazish odatiga ega bo'lsangiz, ushbu qurilma yoki IP bilan ro'yxatdan o'tgan PayPal bilan bog'liq muammo bo'lsa, yangi ro'yxatdan o'tgan ham bog'lanishi mumkin.

4) PayPal hisobi tasdiqlanmagan: ko‘plab sotuvchilar, ayniqsa stansiyalar guruhi rejimida bo‘lganlar, PayPalning yopilishi saytning to‘xtatilishiga olib kelishidan qo‘rqishadi va PayPal akkauntlarini boshqalardan partiyalarda sotib olishadi. Bu katta xavf, chunki umuman olganda, ommaviy ravishda sotib olingan PayPal hisobi tasdiqlanmagan va uni muzlatish juda oson.

5) Ma'lumot o'zgarishi: agar sizning PayPal hisobingiz uzoq vaqt davomida foydasiz bo'lsa, sotuvlar to'satdan ko'tariladi yoki mahsulot narxi va siz bog'lagan mustaqil stantsiyaning ma'lumotlari sezilarli darajada o'zgartirilsa yoki mustaqil stantsiya o'zgartirilsa, xavf nazorati ishga tushishi mumkin.

6) Yangi PayPal hisobiga to'satdan noma'lum manbalardan ko'p miqdorda mablag' kelib tushdi.

3. Sotuvchi PayPalning to'rt xil bloklangan holatiga qanday munosabatda bo'lishi kerak?

Avvalo, yangi ro'yxatdan o'tgan PayPal hisob qaydnomasida 21 kunlik xavfni tekshirish muddati mavjud bo'lib, uning davomida balansni qaytarib bo'lmaydi. Bu PayPal. Sotuvchining yetkazib berilmasligi, soxta tovarlar va noto'g'ri tovarlar kabi nizolarni hal qilishiga yo'l qo'ymaslik uchun PayPal hisobda to'lovni qaytarish va kompensatsiya uchun ishlatish uchun etarli mablag' mavjudligini ta'minlashi kerak.

21 kun ichida hech qanday nizo yo'q va hisob ma'lumotlari g'ayritabiiy emas. 21 kundan keyin balans avtomatik ravishda birin-ketin ochiladi va muhrni ochish uchun elektron pochta xabari keladi. Muhrni ochgandan so'ng, buyurtma mablag'lari yana muzlatilmaydi. Agar u 21 kunga teng bo'lmasa, sizning xaridoringiz o'rim-yig'imni tasdiqlaganidan keyin tegishli mablag'ni muzlatish uchun o'z hisobidagi kvitansiyani tasdiqlash tugmasini bosishi yoki oldindan muzlatish uchun logistika investitsiya sertifikatini yuklashi mumkin.

Let's look at different blocking states. Generally speaking, PayPal has four levels of risk control.

1) Asosiy versiya: hisob to'plashi va to'lashi mumkin, lekin ogohlantirish oladi va apellyatsiya uchun materiallarni taqdim etishi kerak. Ushbu holat o'z vaqtida hal qilinadi, bu odatda hisobning funksiyasiga ta'sir qilmaydi.

2) 2-darajali xavf nazorati: nafaqat materiallarni topshirish haqida ogohlantiriladi, balki hisob-kitob operatsiyalari ham cheklanadi, asosan pul olish, to'lash va qaytarish funktsiyalarini cheklaydi, lekin yig'ish funktsiyasi ta'sir qilmaydi.

Ushbu ikki shtatda sotuvchi faqat talablarga muvofiq apellyatsiya ma'lumotlarini o'z vaqtida taqdim etishi kerak va cheklov tekshiruvdan o'tgandan keyin olib tashlanishi mumkin. Umuman olganda, bu xarid vaucherlari, sotib olish fakturalari yoki savdo yozuvlari va boshqa tegishli sertifikatlarni taqdim etishdir. Agar brendning buzilishi haqida ogohlantirilsa, brend ruxsatnomasini yuboring. Agar avtorizatsiya bo'lmasa, lekin buzilish jiddiy bo'lmasa, siz qonunbuzarlikda gumon qilingan barcha mahsulotlarni javonlardan olib tashlashingiz va keyin qayta ishlangan ma'lumotlarni PayPal-ga yuborishingiz mumkin, bu cheklovlarni olib tashlash ham mumkin.

3) 3-daraja: yig'ish yoki to'lash mumkin emas, lekin boshqa operatsiyalar davom etishi mumkin. Bunday holda, siz shikoyatchi bilan bog'lanishni davom ettirishingiz mumkin. Mos sotuvchi ekan, PayPal sizni jarimaga tortgan sababga ko'ra materiallarni tayyorlashingiz mumkin.

PayPal sotuvchini himoya qilish siyosatiga ega. U kiyim-kechak, o'yinchoqlar, elektron mahsulotlar va etkazib berilishi mumkin bo'lgan boshqa mahsulotlar kabi jismoniy tovarlarni sotadi. Bo'lib-bo'lib to'lovni nazarda tutmaydigan va logistika ma'lumotlarini taqdim eta oladigan sotuvchilar sotuvchini himoya qilish rejasiga qo'shilishlari mumkin. Agar sotuvchi tovarni yana olmaganligidan shikoyat qilsa, sotuvchi tomonidan kafolatlangan bitim summasi 750 AQSh dollaridan kam bo'lgan hisobvaraqda faqat yetkazib berish sertifikatini taqdim etish kifoya. Aks holda, logistika yetkazib berish sertifikatini taqdim etish kerak. Agar tranzaktsiya summasi 750 AQSh dollaridan ortiq bo'lsa, logistika yetkazib berish sertifikati va imzosi taqdim etiladi.

Ruxsatsiz bitimlar uchun u ham sotuvchi tomonidan kafolatlanadi. Siz faqat yetkazib berish sertifikatini taqdim etishingiz kerak, agar bo'lmasa, etkazib berish sertifikatini taqdim etishingiz kerak.

4) Highest level: 180-day freeze - permanently freeze the account, permanently restrict the use, and cannot withdraw the account balance within 180 days. During the freeze period, the balance in the merchant's account can be used to pay the customer's refund.

This situation is the last thing we want to encounter, but it has occurred frequently recently. In this state, you can't collect and withdraw money, delete email, credit card, and account number, and appeal to the mediation center. In this case, you can try to call PayPal customer service. Before making a phone call, you need to prepare some information in advance, including login email, real name, telephone number, and the last four digits of your credit card. After connecting, tell the customer service the reason for calling (the account is permanently restricted), and answer the customer service's questions as they are.

4. Muvofiqlik operatsiyasida sotuvchi xatolik tufayli jarohat olgan bo'lsa-chi?

PayPal qotillik ham vaqti-vaqti bilan sodir bo'ladi. Bu odatda IP istisnolaridan kelib chiqadi, masalan, zinapoyani ochish . Biz ushbu noto'g'ri qarorlar ustidan shikoyat qilishimiz va ba'zi tegishli materiallarni, jumladan, biznesingizning o'ziga xos tavsifini taqdim etishimiz mumkin; Tovarlarni sotadigan barcha veb-saytlar, shuningdek, veb-sayt va platforma nomi isbotlash uchun tegishli skrinshotlarni taqdim etadi; Bundan tashqari, siz haqiqatan ham mahsulot sotayotganingiz haqida dalillar mavjud, ya'ni xarid hisob-fakturasi yoki boshqa kvitansiyalar; Sotilgan tovarlarning etkazib berish ma'lumotlari, sotilgan tovarlar bo'yicha mijozlarning shikoyatlari bilan bog'liq aloqa yozuvlari va boshqalar.

Taqdim etilishi kerak bo'lgan aniq materiallar cheklangan sabablarga ko'ra topshirilishi mumkin.

However, if the merchant's PayPal account is confirmed to be in violation of regulations or connected, the appeal will not come back.

5. Chegaraviy sotuvchilar to'lov sohasida eng zaif uy hayvonlari hisoblanadi

Aslida, aksariyat xitoylik sotuvchilar dengizga chiqish uchun foydalanadigan toʻlov asosan xalqaro kredit kartalari, e-hamyonlar va baʼzi mahalliylashtirilgan toʻlov usullaridan, masalan, yetkazib berishda naqd pul va oflayn doʻkon toʻlovlaridan iborat.

For example, PayPal is a kind of e-wallet, which is widely used and has a high market share all over the world. In this kind of e-wallet, there are apple pay, and Google pay, including local products in some countries. All formal e-wallet payment companies will strictly supervise merchants, so sellers' friends can't take chances, and the regulated operation is the safest and least likely to be blocked.

It's not easy to step into the pit by identifying the official channels. Generally, people who want to buy special accounts through some channels will step into the pit. For example, many sellers feel that PayPal has been strictly investigated in China. Is it safer for me to get a menu account? At this time, it's easy to encounter some swindlers who sell Meiqu accounts or handle Meiqu accounts on behalf of others. Including some other overseas and local e-wallets, we also need to find a formal payment service provider with corresponding authorization to open them.

Yana bir narsa shundaki, ba'zi sotuvchilar mustaqil stantsiyaning dastlabki bosqichida kognitiv bosqichga ega bo'ladilar, ya'ni ularning mustaqil stantsiya to'lovi haqidagi bilimlari etarli darajada keng qamrovli emas va ular saytning to'g'ridan-to'g'ri to'lov usuli etarli deb o'ylashadi, masalan. , faqat PayPal uchun murojaat qiling. Keyin PayPal yopildi va foydasiz bo'ldi va mustaqil stansiya savdo qilish mumkin bo'lmagan vaziyatga tushib qoldi.

Shuning uchun, mustaqil stantsiyada ishlashga tayyor bo'lganingizda, to'lov usullarini ulashni yakunlash tavsiya etiladi. Xalqaro kredit kartalari ham juda zarur. Ular, shuningdek, Evropa va Amerika mamlakatlarida bozor ulushining yarmi yoki hatto undan ko'pini tashkil etadigan juda yuqori bozor ulushiga ega. Aks holda, ko'plab iste'molchilar o'zlari xohlagan to'lov usulini topa olmaganlarida buyurtmalaridan voz kechishadi, Boshqa tomondan, PayPal bloklangan taqdirda bu sizni yanada passiv qiladi.

Generally speaking, first, do not trust informal institutions on the Internet; Second, we must prepare more collection methods for our independent stations. Don't just do it with one PayPal. When the early budget is insufficient, we can first deal with those with high market share and obvious consumer demand, such as the credit card just mentioned. For South America, Southeast Asia, Japan, and South Korea, there are also payment methods with significant demand in their own market. For example, offline convenience store payment is actually a way for consumers to go to offline convenience stores or cooperative outlets for offline payment with a small payment ticket issued by an independent station.

6. Operatsiya sarlavhali hodisaning takrorlanishini qanday oldini oladi?

Soʻnggi yillarda sarlavha muammosi koʻp shov-shuvga sabab boʻlayotganining sababi shundaki, har doim bozor tartibini buzadigan-baʼzi bir talablarga javob bermaydigan korxonalar bor. Agar u ildizdan qochsa, mahsulot va biznesni jiddiy qilishdir.

Aslida, bu ham mustaqil stansiyalarning rivojlanish tendentsiyasidir. Endi chet ellik iste'molchilarning Xitoyda ishlab chiqarilgan mahsulotga munosabati unchalik yomon emas. Bir necha yil oldin xitoylik sotuvchilar haqida aytilganidan farqli o'laroq, bu iste'molchilar ba'zi bir chiroyli operatsiyalar haqida o'ylashadi. Ularning qarshiligi hali ham kuchli, bu esa hammani o'zini chet el brendi sifatida ko'rsatishga majbur qiladi. Biroq, so'nggi yillarda ko'proq va ko'proq xorij brendlari bor, ular yaxshi ishlagan va ularning har biri o'z rejimi va o'ynash usuliga ega.

Xorijlik iste'molchilarning Xitoy brendlari haqidagi taassurotlari korxonalarimizning avloddan-avlodga o'tishi bilan asta-sekin o'zgarganini aniqlash biz uchun qiyin emas. Bu uzoq vaqt davom etishi va barqaror rivojlanish va rentabellikni saqlab qolishi mumkin bo'lgan modeldir.

Turli xil biznes g'oyalaringiz bo'lsa ham, siz tarqatish, butik stantsiyasi yoki tovar stantsiyasi bilan shug'ullanasizmi, ba'zi kulrang mahsulotlarni emas, balki mahsulotni mahsulot tomondan nazorat qilishingiz kerak.

In terms of service, try to ensure the timeliness of delivery. Don't involve wrong goods. Wrap the goods well to avoid damage. The return and exchange policy on the website must be clearly displayed, which is helpful to improve the conversion rate of our website and the subsequent appeal of any title restriction.

Umuman olganda, biz mahsulot va xizmatlarimizni yaxshi bajarishimiz va barqaror muvofiqlik yo'lidan borishimiz kerak, bu milliy siyosatni qo'llab-quvvatlash va targ'ibot qilishning umumiy yo'nalishidir. Tafsilotlardan boshlab, biz veb-saytning barcha jihatlarini sozlash va optimallashtirish orqali ba'zi keraksiz muammolardan samarali tarzda qochishimiz mumkin.

The above contents are the author's personal views and do not represent the position of the company! This article is reprinted with the authorization of the original author, and reprinting requires the authorization and consent of the original author.